I understand your perspective as a child, but it will all feel very different as a parent. And there are ways to teach your children to value hard work without cutting them off from funding. How would you feel if your parents had the funds to pay for college but made you go into debt anyway?

Best of luck as a new parent. It is life altering. Also, the first few years are more about feeding them and making sure they don’t die. You can work up to the rest.